Call reports 2004
FIRST NATIONAL BANK, HENRYETTA — 2004
What FIRST NATIONAL BANK, HENRYETTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,445,000 | 62,145,000 | 60,557,000 | 77,447,000 |
| Total loans | 32,794,000 | 33,748,000 | 34,887,000 | 39,140,000 |
| Allowance for loan losses | 330,000 | 413,000 | 437,000 | 513,000 |
| Securities available for sale | 25,757,000 | 23,258,000 | 20,649,000 | 18,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,349,000 | 50,120,000 | 46,975,000 | 67,198,000 |
| Interest-bearing deposits | 45,541,000 | 43,860,000 | 40,614,000 | 60,394,000 |
| Noninterest-bearing deposits | 5,809,000 | 6,260,000 | 6,361,000 | 6,804,000 |
| Equity capital | 8,532,000 | 7,856,000 | 8,430,000 | 8,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,543,000 | 2,368,000 | 3,216,000 |
| Interest expense | 163,000 | 327,000 | 499,000 | 699,000 |
| Net interest income | 610,000 | 1,216,000 | 1,869,000 | 2,517,000 |
| Noninterest income | 134,000 | 272,000 | 400,000 | 516,000 |
| Noninterest expense | 474,000 | 931,000 | 1,400,000 | 1,876,000 |
| Provision for loan losses | 38,000 | 169,000 | 244,000 | 358,000 |
| Pretax income | 232,000 | 388,000 | 688,000 | 894,000 |
| Income tax | 0 | -89,000 | -89,000 | -82,000 |
| Net income | 232,000 | 477,000 | 777,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,473,000 | 6,541,000 | 6,661,000 | 6,512,000 |
| Total capital | 6,803,000 | 6,954,000 | 7,098,000 | 7,025,000 |
| Risk-weighted assets | 33,426,000 | 36,965,000 | 35,379,000 | 41,311,000 |