Call reports 2003
FIRST NATIONAL BANK, HENRYETTA — 2003
What FIRST NATIONAL BANK, HENRYETTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,324,000 | 68,638,000 | 64,391,000 | 66,819,000 |
| Total loans | 28,156,000 | 27,765,000 | 30,193,000 | 31,403,000 |
| Allowance for loan losses | 261,000 | 278,000 | 273,000 | 310,000 |
| Securities available for sale | 21,052,000 | 27,534,000 | 28,842,000 | 27,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,903,000 | 59,859,000 | 51,302,000 | 58,446,000 |
| Interest-bearing deposits | 49,939,000 | 53,397,000 | 44,838,000 | 52,012,000 |
| Noninterest-bearing deposits | 6,964,000 | 6,462,000 | 6,464,000 | 6,435,000 |
| Equity capital | 8,194,000 | 8,553,000 | 8,221,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 465,000 | 1,195,000 | 1,986,000 | 2,787,000 |
| Interest expense | 150,000 | 367,000 | 564,000 | 738,000 |
| Net interest income | 315,000 | 828,000 | 1,422,000 | 2,049,000 |
| Noninterest income | 56,000 | 127,000 | 208,000 | 324,000 |
| Noninterest expense | 265,000 | 711,000 | 1,177,000 | 1,574,000 |
| Provision for loan losses | 10,000 | 40,000 | 80,000 | 140,000 |
| Pretax income | 96,000 | 204,000 | 373,000 | 659,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 75,000 | 183,000 | 352,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,821,000 | 6,395,000 | 6,498,000 | 6,420,000 |
| Total capital | 6,082,000 | 6,673,000 | 6,771,000 | 6,730,000 |
| Risk-weighted assets | 29,074,000 | 31,853,000 | 33,304,000 | 33,899,000 |