Call reports 2002
FIRST NATIONAL BANK, HENRYETTA — 2002
What FIRST NATIONAL BANK, HENRYETTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,735,000 | 49,610,000 | 51,021,000 | 55,915,000 |
| Total loans | 25,758,000 | 26,194,000 | 26,527,000 | 27,457,000 |
| Allowance for loan losses | 218,000 | 227,000 | 252,000 | 268,000 |
| Securities available for sale | 18,456,000 | 18,411,000 | 18,977,000 | 20,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,533,000 | 43,989,000 | 45,020,000 | 49,954,000 |
| Interest-bearing deposits | 38,453,000 | 37,816,000 | 39,113,000 | 43,685,000 |
| Noninterest-bearing deposits | 7,080,000 | 6,173,000 | 5,906,000 | 6,269,000 |
| Equity capital | 4,926,000 | 5,257,000 | 5,504,000 | 5,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,631,000 | 2,444,000 | 3,242,000 |
| Interest expense | 244,000 | 475,000 | 710,000 | 940,000 |
| Net interest income | 574,000 | 1,156,000 | 1,734,000 | 2,302,000 |
| Noninterest income | 73,000 | 146,000 | 226,000 | 306,000 |
| Noninterest expense | 448,000 | 862,000 | 1,272,000 | 1,768,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 135,000 |
| Pretax income | 169,000 | 431,000 | 634,000 | 756,000 |
| Income tax | 45,000 | 121,000 | 167,000 | 189,000 |
| Net income | 124,000 | 310,000 | 467,000 | 567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,908,000 | 5,094,000 | 5,209,000 | 5,309,000 |
| Total capital | 5,126,000 | 5,321,000 | 5,461,000 | 5,577,000 |
| Risk-weighted assets | 26,910,000 | 25,152,000 | 25,549,000 | 26,867,000 |