Call reports 2015
MISSION BANK — 2015
What MISSION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 91,362,000 | 90,255,000 | 88,486,000 | 89,042,000 |
| Total loans | 59,041,000 | 58,076,000 | 62,359,000 | 62,480,000 |
| Allowance for loan losses | 667,000 | 672,000 | 674,000 | 677,000 |
| Securities available for sale | 15,488,000 | 19,575,000 | 16,578,000 | 15,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,147,000 | 80,988,000 | 79,058,000 | 79,512,000 |
| Interest-bearing deposits | 58,986,000 | 58,581,000 | 56,280,000 | 55,828,000 |
| Noninterest-bearing deposits | 23,161,000 | 22,407,000 | 22,778,000 | 23,684,000 |
| Equity capital | 9,002,000 | 8,980,000 | 9,137,000 | 9,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 856,000 | 1,732,000 | 2,622,000 | 3,513,000 |
| Interest expense | 51,000 | 88,000 | 117,000 | 144,000 |
| Net interest income | 805,000 | 1,644,000 | 2,505,000 | 3,369,000 |
| Noninterest income | 114,000 | 233,000 | 334,000 | 444,000 |
| Noninterest expense | 784,000 | 1,641,000 | 2,463,000 | 3,252,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 75,000 | 176,000 | 360,000 | 545,000 |
| Income tax | 22,000 | 50,000 | 112,000 | 177,000 |
| Net income | 53,000 | 126,000 | 248,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,915,000 | 8,988,000 | 9,110,000 | 9,223,000 |
| Total capital | 9,605,000 | 9,683,000 | 9,807,000 | 9,923,000 |
| Risk-weighted assets | 69,041,000 | 69,456,000 | 71,549,000 | 71,271,000 |