Call reports 2013
MISSION BANK — 2013
What MISSION BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 88,368,000 | 86,073,000 | 87,088,000 | 84,105,000 |
| Total loans | 63,135,000 | 61,209,000 | 61,164,000 | 59,882,000 |
| Allowance for loan losses | 1,145,000 | 938,000 | 955,000 | 883,000 |
| Securities available for sale | 5,559,000 | 5,398,000 | 5,332,000 | 5,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,494,000 | 75,574,000 | 77,979,000 | 75,108,000 |
| Interest-bearing deposits | 57,224,000 | 57,374,000 | 57,480,000 | 55,656,000 |
| Noninterest-bearing deposits | 19,270,000 | 18,200,000 | 20,499,000 | 19,452,000 |
| Equity capital | 8,601,000 | 8,706,000 | 8,730,000 | 8,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,806,000 | 2,687,000 | 3,551,000 |
| Interest expense | 88,000 | 173,000 | 256,000 | 321,000 |
| Net interest income | 822,000 | 1,633,000 | 2,431,000 | 3,230,000 |
| Noninterest income | 97,000 | 122,000 | 218,000 | 250,000 |
| Noninterest expense | 813,000 | 1,609,000 | 2,481,000 | 3,254,000 |
| Provision for loan losses | 20,000 | -161,000 | -161,000 | -161,000 |
| Pretax income | 86,000 | 307,000 | 329,000 | 387,000 |
| Income tax | 26,000 | 105,000 | 107,000 | 124,000 |
| Net income | 60,000 | 202,000 | 222,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,530,000 | 8,672,000 | 8,691,000 | 8,732,000 |
| Total capital | 9,437,000 | 9,556,000 | 9,565,000 | 9,592,000 |
| Risk-weighted assets | 72,276,000 | 70,596,000 | 69,808,000 | 68,781,000 |