Call reports 2012
MISSION BANK — 2012
What MISSION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,988,000 | 89,405,000 | 87,737,000 | 81,986,000 |
| Total loans | 67,509,000 | 66,305,000 | 62,218,000 | 62,834,000 |
| Allowance for loan losses | 989,000 | 1,122,000 | 1,123,000 | 1,124,000 |
| Securities available for sale | 3,870,000 | 5,610,000 | 4,887,000 | 6,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,894,000 | 79,427,000 | 78,952,000 | 73,205,000 |
| Interest-bearing deposits | 65,652,000 | 61,583,000 | 60,592,000 | 55,696,000 |
| Noninterest-bearing deposits | 17,242,000 | 17,844,000 | 18,361,000 | 17,509,000 |
| Equity capital | 9,784,000 | 9,737,000 | 8,490,000 | 8,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,122,000 | 3,125,000 | 4,083,000 |
| Interest expense | 187,000 | 347,000 | 479,000 | 594,000 |
| Net interest income | 895,000 | 1,775,000 | 2,646,000 | 3,489,000 |
| Noninterest income | 108,000 | 216,000 | 181,000 | 180,000 |
| Noninterest expense | 821,000 | 1,722,000 | 2,453,000 | 3,178,000 |
| Provision for loan losses | 65,000 | 258,000 | 280,000 | 280,000 |
| Pretax income | 117,000 | 11,000 | 94,000 | 211,000 |
| Income tax | 40,000 | -7,000 | 20,000 | 57,000 |
| Net income | 77,000 | 18,000 | 74,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,697,000 | 9,639,000 | 8,330,000 | 8,470,000 |
| Total capital | 10,675,000 | 10,602,000 | 9,221,000 | 9,358,000 |
| Risk-weighted assets | 78,206,000 | 76,846,000 | 71,053,000 | 70,734,000 |