Call reports 2010
MISSION BANK — 2010
What MISSION BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,547,000 | 90,932,000 | 88,291,000 | 95,249,000 |
| Total loans | 71,120,000 | 70,291,000 | 69,210,000 | 67,831,000 |
| Allowance for loan losses | 1,032,000 | 1,457,000 | 870,000 | 1,048,000 |
| Securities available for sale | 2,652,000 | 2,610,000 | 2,539,000 | 2,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,804,000 | 77,396,000 | 75,076,000 | 82,272,000 |
| Interest-bearing deposits | 60,318,000 | 61,754,000 | 60,504,000 | 64,455,000 |
| Noninterest-bearing deposits | 15,486,000 | 15,642,000 | 14,572,000 | 17,818,000 |
| Equity capital | 9,439,000 | 9,267,000 | 9,415,000 | 9,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,345,000 | 3,542,000 | 4,732,000 |
| Interest expense | 348,000 | 682,000 | 987,000 | 1,263,000 |
| Net interest income | 812,000 | 1,663,000 | 2,555,000 | 3,469,000 |
| Noninterest income | 87,000 | 185,000 | 291,000 | 422,000 |
| Noninterest expense | 716,000 | 1,515,000 | 2,335,000 | 3,324,000 |
| Provision for loan losses | 103,000 | 528,000 | 528,000 | 706,000 |
| Pretax income | 80,000 | -195,000 | -17,000 | -139,000 |
| Income tax | 23,000 | -86,000 | -28,000 | 0 |
| Net income | 57,000 | -109,000 | 11,000 | -139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,378,000 | 9,213,000 | 9,333,000 | 9,116,000 |
| Total capital | 10,370,000 | 10,204,000 | 10,212,000 | 10,084,000 |
| Risk-weighted assets | 78,550,000 | 78,009,000 | 77,406,000 | 77,320,000 |