Call reports 2007
MISSION BANK — 2007
What MISSION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,148,000 | 71,044,000 | 72,516,000 | 74,795,000 |
| Total loans | 42,342,000 | 47,736,000 | 55,478,000 | 58,894,000 |
| Allowance for loan losses | 582,000 | 605,000 | 657,000 | 667,000 |
| Securities available for sale | 5,495,000 | 15,373,000 | 11,614,000 | 9,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,428,000 | 64,441,000 | 64,012,000 | 67,830,000 |
| Interest-bearing deposits | 47,970,000 | 50,345,000 | 50,720,000 | 55,558,000 |
| Noninterest-bearing deposits | 14,458,000 | 14,096,000 | 13,292,000 | 12,272,000 |
| Equity capital | 6,378,000 | 6,312,000 | 6,388,000 | 6,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,139,000 | 3,339,000 | 4,599,000 |
| Interest expense | 388,000 | 862,000 | 1,354,000 | 1,874,000 |
| Net interest income | 613,000 | 1,277,000 | 1,985,000 | 2,725,000 |
| Noninterest income | 130,000 | 250,000 | 385,000 | 539,000 |
| Noninterest expense | 726,000 | 1,490,000 | 2,271,000 | 3,106,000 |
| Provision for loan losses | 0 | 23,000 | 75,000 | 85,000 |
| Pretax income | 17,000 | 14,000 | 24,000 | 73,000 |
| Income tax | 1,000 | -12,000 | -15,000 | 0 |
| Net income | 16,000 | 26,000 | 39,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,395,000 | 6,410,000 | 6,423,000 | 6,456,000 |
| Total capital | 6,990,000 | 7,028,000 | 7,093,000 | 7,136,000 |
| Risk-weighted assets | 53,322,000 | 59,096,000 | 64,708,000 | 67,194,000 |