Call reports 2006
MISSION BANK — 2006
What MISSION BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 58,979,000 | 60,380,000 | 61,498,000 | 60,286,000 |
| Total loans | 39,879,000 | 44,601,000 | 46,315,000 | 43,879,000 |
| Allowance for loan losses | 500,000 | 539,000 | 576,000 | 582,000 |
| Securities available for sale | 8,741,000 | 8,572,000 | 7,728,000 | 5,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,665,000 | 52,499,000 | 53,910,000 | 53,589,000 |
| Interest-bearing deposits | 33,360,000 | 36,793,000 | 38,132,000 | 40,185,000 |
| Noninterest-bearing deposits | 19,305,000 | 15,706,000 | 15,778,000 | 13,404,000 |
| Equity capital | 6,055,000 | 6,104,000 | 6,281,000 | 6,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,837,000 | 2,863,000 | 3,879,000 |
| Interest expense | 203,000 | 454,000 | 799,000 | 1,145,000 |
| Net interest income | 668,000 | 1,383,000 | 2,064,000 | 2,734,000 |
| Noninterest income | 123,000 | 230,000 | 340,000 | 447,000 |
| Noninterest expense | 468,000 | 1,090,000 | 1,713,000 | 2,401,000 |
| Provision for loan losses | 22,000 | 62,000 | 98,000 | 104,000 |
| Pretax income | 301,000 | 461,000 | 593,000 | 676,000 |
| Income tax | 108,000 | 164,000 | 208,000 | 235,000 |
| Net income | 193,000 | 297,000 | 385,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,132,000 | 6,314,000 | 6,324,000 | 6,380,000 |
| Total capital | 6,645,000 | 6,866,000 | 6,913,000 | 6,975,000 |
| Risk-weighted assets | 51,470,000 | 55,110,000 | 53,678,000 | 51,589,000 |