Call reports 2005
MISSION BANK — 2005
What MISSION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,592,000 | 48,107,000 | 52,847,000 | 54,761,000 |
| Total loans | 31,431,000 | 35,627,000 | 37,078,000 | 39,561,000 |
| Allowance for loan losses | 360,000 | 404,000 | 437,000 | 478,000 |
| Securities available for sale | 4,952,000 | 4,968,000 | 6,414,000 | 8,594,000 |
| Securities held to maturity | 1,436,000 | 484,000 | 488,000 | 493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,862,000 | 42,157,000 | 46,888,000 | 47,023,000 |
| Interest-bearing deposits | 26,186,000 | 29,285,000 | 32,702,000 | 32,505,000 |
| Noninterest-bearing deposits | 10,676,000 | 12,872,000 | 14,186,000 | 14,518,000 |
| Equity capital | 5,515,000 | 5,657,000 | 5,792,000 | 5,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,212,000 | 1,970,000 | 2,797,000 |
| Interest expense | 100,000 | 225,000 | 369,000 | 543,000 |
| Net interest income | 459,000 | 987,000 | 1,601,000 | 2,254,000 |
| Noninterest income | 51,000 | 115,000 | 208,000 | 286,000 |
| Noninterest expense | 260,000 | 605,000 | 1,054,000 | 1,555,000 |
| Provision for loan losses | 60,000 | 104,000 | 137,000 | 178,000 |
| Pretax income | 190,000 | 393,000 | 618,000 | 805,000 |
| Income tax | 70,000 | 145,000 | 231,000 | 296,000 |
| Net income | 120,000 | 248,000 | 387,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,544,000 | 5,677,000 | 5,817,000 | 5,939,000 |
| Total capital | 5,914,000 | 6,094,000 | 6,267,000 | 6,430,000 |
| Risk-weighted assets | 37,264,000 | 40,939,000 | 42,765,000 | 45,967,000 |