Call reports 2004
MISSION BANK — 2004
What MISSION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,267,000 | 33,531,000 | 35,965,000 | 40,644,000 |
| Total loans | 21,302,000 | 24,458,000 | 25,357,000 | 28,307,000 |
| Allowance for loan losses | 220,000 | 257,000 | 272,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 6,989,000 |
| Securities held to maturity | 1,406,000 | 1,411,000 | 1,416,000 | 1,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,079,000 | 28,288,000 | 30,668,000 | 34,719,000 |
| Interest-bearing deposits | 18,308,000 | 20,428,000 | 21,954,000 | 24,568,000 |
| Noninterest-bearing deposits | 7,771,000 | 7,860,000 | 8,714,000 | 10,151,000 |
| Equity capital | 5,064,000 | 5,108,000 | 5,181,000 | 5,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 720,000 | 1,161,000 | 1,646,000 |
| Interest expense | 67,000 | 134,000 | 208,000 | 298,000 |
| Net interest income | 281,000 | 586,000 | 953,000 | 1,348,000 |
| Noninterest income | 30,000 | 69,000 | 109,000 | 161,000 |
| Noninterest expense | 227,000 | 465,000 | 740,000 | 1,022,000 |
| Provision for loan losses | 11,000 | 47,000 | 62,000 | 90,000 |
| Pretax income | 73,000 | 143,000 | 260,000 | 397,000 |
| Income tax | -78,000 | -52,000 | -8,000 | 46,000 |
| Net income | 151,000 | 195,000 | 268,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,064,000 | 5,108,000 | 5,181,000 | 5,264,000 |
| Total capital | 5,291,000 | 5,375,000 | 5,463,000 | 5,574,000 |
| Risk-weighted assets | 24,369,000 | 27,272,000 | 28,286,000 | 33,092,000 |