Call reports 2003
MISSION BANK — 2003
What MISSION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,850,000 | 27,888,000 | 28,667,000 | 30,506,000 |
| Total loans | 16,576,000 | 16,560,000 | 16,700,000 | 20,276,000 |
| Allowance for loan losses | 182,000 | 186,000 | 192,000 | 208,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 1,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,990,000 | 22,971,000 | 23,675,000 | 25,492,000 |
| Interest-bearing deposits | 14,697,000 | 16,962,000 | 18,313,000 | 19,492,000 |
| Noninterest-bearing deposits | 4,293,000 | 6,009,000 | 5,362,000 | 6,000,000 |
| Equity capital | 4,764,000 | 4,811,000 | 4,860,000 | 4,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 613,000 | 917,000 | 1,244,000 |
| Interest expense | 68,000 | 138,000 | 208,000 | 278,000 |
| Net interest income | 238,000 | 475,000 | 709,000 | 966,000 |
| Noninterest income | 18,000 | 38,000 | 59,000 | 87,000 |
| Noninterest expense | 210,000 | 431,000 | 646,000 | 871,000 |
| Provision for loan losses | 10,000 | 14,000 | 20,000 | 42,000 |
| Pretax income | 36,000 | 68,000 | 102,000 | 140,000 |
| Income tax | -15,000 | -30,000 | -45,000 | -60,000 |
| Net income | 51,000 | 98,000 | 147,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,764,000 | 4,811,000 | 4,860,000 | 4,913,000 |
| Total capital | 4,950,000 | 4,997,000 | 5,056,000 | 5,128,000 |
| Risk-weighted assets | 17,852,000 | 18,666,000 | 19,037,000 | 23,386,000 |