Call reports 2001
RICHMOND COUNTY SAVINGS BANK — 2001
What RICHMOND COUNTY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 3,350,735,000 | 3,674,001,000 |
| Total loans | 1,726,181,000 | 1,949,760,000 |
| Allowance for loan losses | 19,050,000 | 22,349,000 |
| Securities available for sale | 1,231,788,000 | 1,320,579,000 |
| Securities held to maturity | 55,054,000 | 53,968,000 |
| Trading assets | 0 | 0 |
| Total deposits | 2,194,112,000 | 2,544,054,000 |
| Interest-bearing deposits | 2,084,697,000 | 2,308,597,000 |
| Noninterest-bearing deposits | 109,415,000 | 235,457,000 |
| Equity capital | 310,392,000 | 296,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 58,639,000 | 116,131,000 |
| Interest expense | 31,407,000 | 62,638,000 |
| Net interest income | 27,232,000 | 53,493,000 |
| Noninterest income | 3,355,000 | 6,517,000 |
| Noninterest expense | 14,810,000 | 28,369,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 15,569,000 | 32,079,000 |
| Income tax | 5,486,000 | 11,008,000 |
| Net income | 10,083,000 | 21,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 230,934,000 | 192,361,000 |
| Total capital | 249,984,000 | 214,710,000 |
| Risk-weighted assets | 1,785,176,000 | 2,016,846,000 |