Call reports 2026
FIRST BANK AND TRUST COMPANY, THE — 2026
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 4,147,949,000 | 4,275,801,000 |
| Total loans | 3,560,881,000 | 3,634,770,000 |
| Allowance for loan losses | 42,585,000 | 48,993,000 |
| Securities available for sale | 62,822,000 | 61,067,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,691,233,000 | 3,817,157,000 |
| Interest-bearing deposits | 2,968,457,000 | 3,072,497,000 |
| Noninterest-bearing deposits | 722,776,000 | 744,660,000 |
| Equity capital | 414,707,000 | 422,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 62,113,000 | 126,279,000 |
| Interest expense | 21,144,000 | 42,475,000 |
| Net interest income | 40,969,000 | 83,804,000 |
| Noninterest income | 4,557,000 | 14,874,000 |
| Noninterest expense | 19,292,000 | 39,449,000 |
| Provision for loan losses | 3,693,000 | 10,366,000 |
| Pretax income | 22,541,000 | 48,863,000 |
| Income tax | 4,734,000 | 10,261,000 |
| Net income | 17,807,000 | 38,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 416,119,000 | 423,772,000 |
| Total capital | 457,373,000 | 465,963,000 |
| Risk-weighted assets | 3,298,571,000 | 3,368,030,000 |
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