Call reports 2025
FIRST BANK AND TRUST COMPANY, THE — 2025
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,925,973,000 | 4,009,521,000 | 4,110,880,000 | 4,208,720,000 |
| Total loans | 3,298,404,000 | 3,425,396,000 | 3,463,554,000 | 3,452,184,000 |
| Allowance for loan losses | 41,391,000 | 42,594,000 | 42,890,000 | 42,593,000 |
| Securities available for sale | 61,523,000 | 62,083,000 | 62,525,000 | 62,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,494,458,000 | 3,572,643,000 | 3,657,812,000 | 3,760,938,000 |
| Interest-bearing deposits | 2,788,638,000 | 2,860,455,000 | 2,908,580,000 | 3,011,777,000 |
| Noninterest-bearing deposits | 705,820,000 | 712,188,000 | 749,232,000 | 749,161,000 |
| Equity capital | 374,155,000 | 384,084,000 | 394,810,000 | 405,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 58,591,000 | 119,114,000 | 182,902,000 | 246,710,000 |
| Interest expense | 22,815,000 | 46,380,000 | 70,674,000 | 93,849,000 |
| Net interest income | 35,776,000 | 72,734,000 | 112,228,000 | 152,861,000 |
| Noninterest income | 4,993,000 | 10,309,000 | 15,370,000 | 20,381,000 |
| Noninterest expense | 18,443,000 | 37,252,000 | 57,436,000 | 76,778,000 |
| Provision for loan losses | 2,504,000 | 6,128,000 | 9,214,000 | 14,462,000 |
| Pretax income | 19,822,000 | 39,663,000 | 60,948,000 | 82,002,000 |
| Income tax | 4,640,000 | 8,807,000 | 13,350,000 | 16,880,000 |
| Net income | 15,182,000 | 30,856,000 | 47,598,000 | 65,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 376,951,000 | 386,315,000 | 396,580,000 | 407,292,000 |
| Total capital | 414,751,000 | 425,878,000 | 436,581,000 | 447,369,000 |
| Risk-weighted assets | 3,020,045,000 | 3,161,661,000 | 3,196,775,000 | 3,203,258,000 |