Call reports 2023
FIRST BANK AND TRUST COMPANY, THE — 2023
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,087,425,000 | 3,162,560,000 | 3,147,587,000 | 3,322,636,000 |
| Total loans | 2,548,192,000 | 2,679,087,000 | 2,783,071,000 | 2,871,780,000 |
| Allowance for loan losses | 37,448,000 | 37,326,000 | 38,528,000 | 40,356,000 |
| Securities available for sale | 92,814,000 | 92,932,000 | 91,963,000 | 84,397,000 |
| Securities held to maturity | 1,675,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,710,319,000 | 2,782,491,000 | 2,764,057,000 | 2,932,684,000 |
| Interest-bearing deposits | 2,021,436,000 | 2,094,319,000 | 2,087,492,000 | 2,253,569,000 |
| Noninterest-bearing deposits | 688,883,000 | 688,172,000 | 676,565,000 | 679,115,000 |
| Equity capital | 302,654,000 | 310,653,000 | 316,530,000 | 326,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 39,966,000 | 83,411,000 | 129,914,000 | 177,906,000 |
| Interest expense | 12,093,000 | 26,977,000 | 44,633,000 | 64,160,000 |
| Net interest income | 27,873,000 | 56,434,000 | 85,281,000 | 113,746,000 |
| Noninterest income | 5,432,000 | 10,848,000 | 15,810,000 | 20,606,000 |
| Noninterest expense | 16,292,000 | 32,935,000 | 49,615,000 | 66,634,000 |
| Provision for loan losses | 1,005,000 | 1,964,000 | 3,242,000 | 5,221,000 |
| Pretax income | 16,008,000 | 32,383,000 | 48,234,000 | 62,497,000 |
| Income tax | 3,362,000 | 6,801,000 | 10,129,000 | 11,434,000 |
| Net income | 12,646,000 | 25,582,000 | 38,105,000 | 51,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 308,553,000 | 317,008,000 | 323,467,000 | 331,781,000 |
| Total capital | 338,042,000 | 347,744,000 | 355,379,000 | 364,760,000 |
| Risk-weighted assets | 2,350,835,000 | 2,451,889,000 | 2,545,956,000 | 2,630,528,000 |