Call reports 2022
FIRST BANK AND TRUST COMPANY, THE — 2022
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,871,054,000 | 2,956,824,000 | 2,983,880,000 | 3,140,875,000 |
| Total loans | 2,153,201,000 | 2,244,230,000 | 2,355,541,000 | 2,436,954,000 |
| Allowance for loan losses | 29,326,000 | 31,209,000 | 32,707,000 | 36,705,000 |
| Securities available for sale | 97,936,000 | 94,953,000 | 91,345,000 | 101,639,000 |
| Securities held to maturity | 3,086,000 | 2,990,000 | 2,890,000 | 1,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,509,410,000 | 2,597,158,000 | 2,623,550,000 | 2,771,609,000 |
| Interest-bearing deposits | 1,788,491,000 | 1,874,283,000 | 1,869,565,000 | 2,037,026,000 |
| Noninterest-bearing deposits | 720,919,000 | 722,875,000 | 753,985,000 | 734,583,000 |
| Equity capital | 272,794,000 | 278,545,000 | 284,240,000 | 293,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 27,192,000 | 55,799,000 | 88,100,000 | 125,368,000 |
| Interest expense | 2,070,000 | 4,386,000 | 9,074,000 | 17,725,000 |
| Net interest income | 25,122,000 | 51,413,000 | 79,026,000 | 107,643,000 |
| Noninterest income | 5,405,000 | 10,700,000 | 15,644,000 | 22,565,000 |
| Noninterest expense | 14,625,000 | 29,601,000 | 44,801,000 | 60,277,000 |
| Provision for loan losses | 410,000 | 2,339,000 | 3,918,000 | 7,980,000 |
| Pretax income | 15,492,000 | 30,173,000 | 45,951,000 | 61,951,000 |
| Income tax | 3,258,000 | 6,341,000 | 9,908,000 | 12,910,000 |
| Net income | 12,234,000 | 23,832,000 | 36,043,000 | 49,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 276,695,000 | 284,227,000 | 292,205,000 | 300,304,000 |
| Total capital | 300,999,000 | 310,012,000 | 319,406,000 | 328,448,000 |
| Risk-weighted assets | 1,939,002,000 | 2,057,123,000 | 2,170,289,000 | 2,242,679,000 |