Call reports 2021
FIRST BANK AND TRUST COMPANY, THE — 2021
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,513,917,000 | 2,616,812,000 | 2,690,861,000 | 2,844,708,000 |
| Total loans | 2,054,072,000 | 2,087,251,000 | 2,069,980,000 | 2,107,121,000 |
| Allowance for loan losses | 25,423,000 | 25,750,000 | 26,434,000 | 28,968,000 |
| Securities available for sale | 13,539,000 | 12,396,000 | 63,808,000 | 93,263,000 |
| Securities held to maturity | 3,595,000 | 3,536,000 | 3,480,000 | 3,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,154,313,000 | 2,251,683,000 | 2,327,535,000 | 2,484,625,000 |
| Interest-bearing deposits | 1,502,896,000 | 1,598,148,000 | 1,642,034,000 | 1,763,506,000 |
| Noninterest-bearing deposits | 651,416,000 | 653,535,000 | 685,501,000 | 721,119,000 |
| Equity capital | 249,599,000 | 256,502,000 | 262,640,000 | 268,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,867,000 | 46,738,000 | 75,419,000 | 103,456,000 |
| Interest expense | 2,188,000 | 4,358,000 | 6,539,000 | 8,661,000 |
| Net interest income | 20,679,000 | 42,380,000 | 68,880,000 | 94,795,000 |
| Noninterest income | 5,680,000 | 11,420,000 | 16,948,000 | 21,856,000 |
| Noninterest expense | 13,250,000 | 27,266,000 | 42,686,000 | 58,106,000 |
| Provision for loan losses | 420,000 | 820,000 | 1,633,000 | 4,212,000 |
| Pretax income | 12,689,000 | 25,714,000 | 41,509,000 | 54,333,000 |
| Income tax | 2,665,000 | 5,400,000 | 8,717,000 | 11,610,000 |
| Net income | 10,024,000 | 20,314,000 | 32,792,000 | 42,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 248,465,000 | 255,355,000 | 261,995,000 | 268,361,000 |
| Total capital | 267,487,000 | 276,147,000 | 283,932,000 | 291,293,000 |
| Risk-weighted assets | 1,515,108,000 | 1,658,204,000 | 1,750,208,000 | 1,828,271,000 |