Call reports 2020
FIRST BANK AND TRUST COMPANY, THE — 2020
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,007,215,000 | 2,319,799,000 | 2,239,406,000 | 2,342,375,000 |
| Total loans | 1,641,205,000 | 1,925,276,000 | 1,963,749,000 | 1,964,680,000 |
| Allowance for loan losses | 18,039,000 | 23,783,000 | 24,352,000 | 25,000,000 |
| Securities available for sale | 19,464,000 | 16,953,000 | 15,314,000 | 13,843,000 |
| Securities held to maturity | 10,333,000 | 10,107,000 | 3,720,000 | 3,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,660,028,000 | 1,909,656,000 | 1,887,946,000 | 1,991,176,000 |
| Interest-bearing deposits | 1,263,893,000 | 1,383,132,000 | 1,351,691,000 | 1,413,650,000 |
| Noninterest-bearing deposits | 396,135,000 | 526,524,000 | 536,255,000 | 577,526,000 |
| Equity capital | 229,843,000 | 237,250,000 | 242,330,000 | 244,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,484,000 | 49,667,000 | 71,307,000 | 90,863,000 |
| Interest expense | 3,512,000 | 6,168,000 | 8,643,000 | 10,973,000 |
| Net interest income | 17,972,000 | 43,499,000 | 62,664,000 | 79,890,000 |
| Noninterest income | 3,236,000 | 8,437,000 | 13,653,000 | 20,721,000 |
| Noninterest expense | 12,114,000 | 25,162,000 | 38,205,000 | 52,279,000 |
| Provision for loan losses | 415,000 | 5,727,000 | 6,350,000 | 7,313,000 |
| Pretax income | 8,679,000 | 21,047,000 | 31,762,000 | 41,019,000 |
| Income tax | 1,822,000 | 3,780,000 | 6,241,000 | 8,147,000 |
| Net income | 6,857,000 | 17,267,000 | 25,521,000 | 32,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,795,000 | 236,136,000 | 241,240,000 | 243,556,000 |
| Total capital | 246,975,000 | 252,957,000 | 258,333,000 | 262,332,000 |
| Risk-weighted assets | 1,500,002,000 | 1,338,566,000 | 1,359,996,000 | 1,495,642,000 |