Call reports 2019
FIRST BANK AND TRUST COMPANY, THE — 2019
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,860,732,000 | 1,888,838,000 | 1,927,606,000 | 1,946,484,000 |
| Total loans | 1,518,397,000 | 1,541,366,000 | 1,574,942,000 | 1,594,121,000 |
| Allowance for loan losses | 17,381,000 | 17,819,000 | 17,812,000 | 17,852,000 |
| Securities available for sale | 26,698,000 | 24,970,000 | 22,724,000 | 21,031,000 |
| Securities held to maturity | 11,799,000 | 11,282,000 | 10,765,000 | 10,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,548,912,000 | 1,578,233,000 | 1,600,053,000 | 1,619,422,000 |
| Interest-bearing deposits | 1,193,417,000 | 1,219,897,000 | 1,205,040,000 | 1,242,478,000 |
| Noninterest-bearing deposits | 355,495,000 | 358,336,000 | 395,013,000 | 376,944,000 |
| Equity capital | 211,844,000 | 216,025,000 | 220,718,000 | 225,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 20,806,000 | 42,414,000 | 64,445,000 | 86,366,000 |
| Interest expense | 4,179,000 | 8,686,000 | 12,998,000 | 16,863,000 |
| Net interest income | 16,627,000 | 33,728,000 | 51,447,000 | 69,503,000 |
| Noninterest income | 3,006,000 | 6,380,000 | 10,121,000 | 14,157,000 |
| Noninterest expense | 11,173,000 | 22,752,000 | 34,550,000 | 46,530,000 |
| Provision for loan losses | 507,000 | 1,042,000 | 1,097,000 | 1,138,000 |
| Pretax income | 7,953,000 | 16,314,000 | 25,921,000 | 35,992,000 |
| Income tax | 1,670,000 | 3,205,000 | 5,223,000 | 7,224,000 |
| Net income | 6,283,000 | 13,109,000 | 20,698,000 | 28,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,131,000 | 215,144,000 | 219,833,000 | 224,923,000 |
| Total capital | 228,408,000 | 232,715,000 | 237,786,000 | 242,916,000 |
| Risk-weighted assets | 1,381,936,000 | 1,405,316,000 | 1,450,213,000 | 1,460,098,000 |