Call reports 2018
FIRST BANK AND TRUST COMPANY, THE — 2018
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,740,102,000 | 1,779,634,000 | 1,754,413,000 | 1,809,023,000 |
| Total loans | 1,414,275,000 | 1,460,346,000 | 1,475,850,000 | 1,512,183,000 |
| Allowance for loan losses | 16,174,000 | 16,108,000 | 16,493,000 | 16,884,000 |
| Securities available for sale | 35,414,000 | 32,022,000 | 29,654,000 | 28,256,000 |
| Securities held to maturity | 12,685,000 | 12,491,000 | 12,203,000 | 11,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,450,072,000 | 1,489,586,000 | 1,463,629,000 | 1,518,051,000 |
| Interest-bearing deposits | 1,115,026,000 | 1,146,106,000 | 1,112,932,000 | 1,171,554,000 |
| Noninterest-bearing deposits | 335,046,000 | 343,480,000 | 350,697,000 | 346,497,000 |
| Equity capital | 196,696,000 | 201,124,000 | 204,447,000 | 208,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,649,000 | 36,459,000 | 55,933,000 | 76,224,000 |
| Interest expense | 2,451,000 | 5,333,000 | 8,530,000 | 12,252,000 |
| Net interest income | 15,198,000 | 31,126,000 | 47,403,000 | 63,972,000 |
| Noninterest income | 3,357,000 | 6,836,000 | 10,148,000 | 13,734,000 |
| Noninterest expense | 10,931,000 | 21,409,000 | 31,675,000 | 42,781,000 |
| Provision for loan losses | 1,000 | 46,000 | 498,000 | 1,033,000 |
| Pretax income | 7,623,000 | 16,507,000 | 25,378,000 | 33,892,000 |
| Income tax | 1,601,000 | 3,466,000 | 5,091,000 | 6,786,000 |
| Net income | 6,022,000 | 13,041,000 | 20,287,000 | 27,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,208,000 | 200,655,000 | 204,111,000 | 208,281,000 |
| Total capital | 212,282,000 | 216,904,000 | 220,745,000 | 225,306,000 |
| Risk-weighted assets | 1,285,678,000 | 1,332,045,000 | 1,342,925,000 | 1,375,471,000 |