Call reports 2017
FIRST BANK AND TRUST COMPANY, THE — 2017
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,670,122,000 | 1,644,434,000 | 1,630,678,000 | 1,711,733,000 |
| Total loans | 1,346,394,000 | 1,354,632,000 | 1,369,959,000 | 1,403,434,000 |
| Allowance for loan losses | 16,278,000 | 16,286,000 | 15,838,000 | 15,775,000 |
| Securities available for sale | 34,545,000 | 49,128,000 | 46,526,000 | 39,986,000 |
| Securities held to maturity | 13,448,000 | 13,262,000 | 13,099,000 | 12,882,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,419,153,000 | 1,395,104,000 | 1,359,617,000 | 1,422,368,000 |
| Interest-bearing deposits | 1,071,240,000 | 1,073,085,000 | 1,038,664,000 | 1,079,461,000 |
| Noninterest-bearing deposits | 347,913,000 | 322,019,000 | 320,952,000 | 342,907,000 |
| Equity capital | 185,415,000 | 188,486,000 | 192,377,000 | 193,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,308,000 | 32,912,000 | 50,097,000 | 67,494,000 |
| Interest expense | 1,779,000 | 3,609,000 | 5,485,000 | 7,604,000 |
| Net interest income | 14,529,000 | 29,303,000 | 44,612,000 | 59,890,000 |
| Noninterest income | 3,016,000 | 6,422,000 | 9,897,000 | 13,148,000 |
| Noninterest expense | 9,625,000 | 19,512,000 | 29,272,000 | 39,272,000 |
| Provision for loan losses | 0 | 0 | -400,000 | -400,000 |
| Pretax income | 7,920,000 | 16,213,000 | 25,637,000 | 34,166,000 |
| Income tax | 2,383,000 | 5,318,000 | 8,497,000 | 13,274,000 |
| Net income | 5,537,000 | 10,895,000 | 17,140,000 | 20,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,608,000 | 187,649,000 | 191,492,000 | 192,715,000 |
| Total capital | 199,799,000 | 203,045,000 | 207,066,000 | 208,631,000 |
| Risk-weighted assets | 1,214,043,000 | 1,230,634,000 | 1,245,546,000 | 1,275,693,000 |