Call reports 2016
FIRST BANK AND TRUST COMPANY, THE — 2016
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,495,611,000 | 1,550,633,000 | 1,563,504,000 | 1,646,855,000 |
| Total loans | 1,233,900,000 | 1,259,687,000 | 1,305,364,000 | 1,336,578,000 |
| Allowance for loan losses | 15,776,000 | 15,863,000 | 16,041,000 | 15,937,000 |
| Securities available for sale | 53,298,000 | 58,565,000 | 42,619,000 | 38,436,000 |
| Securities held to maturity | 14,188,000 | 14,006,000 | 13,823,000 | 13,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,674,000 | 1,303,360,000 | 1,315,634,000 | 1,398,868,000 |
| Interest-bearing deposits | 953,834,000 | 1,021,199,000 | 1,015,417,000 | 1,096,698,000 |
| Noninterest-bearing deposits | 289,840,000 | 282,161,000 | 300,217,000 | 302,170,000 |
| Equity capital | 176,991,000 | 175,796,000 | 178,683,000 | 182,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 15,115,000 | 30,457,000 | 46,071,000 | 62,045,000 |
| Interest expense | 1,521,000 | 3,065,000 | 4,800,000 | 6,591,000 |
| Net interest income | 13,594,000 | 27,392,000 | 41,271,000 | 55,454,000 |
| Noninterest income | 2,974,000 | 6,540,000 | 9,882,000 | 13,867,000 |
| Noninterest expense | 9,411,000 | 18,724,000 | 28,532,000 | 38,149,000 |
| Provision for loan losses | 174,000 | 339,000 | 375,000 | 402,000 |
| Pretax income | 6,979,000 | 14,865,000 | 22,246,000 | 30,770,000 |
| Income tax | 2,268,000 | 5,000,000 | 7,392,000 | 10,101,000 |
| Net income | 4,711,000 | 9,865,000 | 14,854,000 | 20,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,039,000 | 174,677,000 | 177,600,000 | 181,347,000 |
| Total capital | 190,088,000 | 189,063,000 | 192,457,000 | 196,524,000 |
| Risk-weighted assets | 1,122,056,000 | 1,149,249,000 | 1,187,279,000 | 1,213,252,000 |