Call reports 2015
FIRST BANK AND TRUST COMPANY, THE — 2015
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,388,378,000 | 1,419,288,000 | 1,428,755,000 | 1,503,624,000 |
| Total loans | 1,081,107,000 | 1,141,089,000 | 1,173,596,000 | 1,225,583,000 |
| Allowance for loan losses | 14,658,000 | 15,417,000 | 15,221,000 | 15,085,000 |
| Securities available for sale | 58,778,000 | 64,087,000 | 59,354,000 | 55,385,000 |
| Securities held to maturity | 14,895,000 | 14,732,000 | 14,552,000 | 14,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,179,964,000 | 1,200,694,000 | 1,187,076,000 | 1,253,225,000 |
| Interest-bearing deposits | 931,220,000 | 942,909,000 | 911,331,000 | 966,671,000 |
| Noninterest-bearing deposits | 248,744,000 | 257,785,000 | 275,745,000 | 286,554,000 |
| Equity capital | 165,107,000 | 167,804,000 | 171,340,000 | 174,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,581,000 | 27,615,000 | 42,159,000 | 57,353,000 |
| Interest expense | 1,365,000 | 2,716,000 | 4,094,000 | 5,567,000 |
| Net interest income | 12,216,000 | 24,899,000 | 38,065,000 | 51,786,000 |
| Noninterest income | 2,971,000 | 6,259,000 | 9,533,000 | 12,930,000 |
| Noninterest expense | 8,142,000 | 16,504,000 | 24,908,000 | 34,311,000 |
| Provision for loan losses | 453,000 | 903,000 | 937,000 | 978,000 |
| Pretax income | 6,592,000 | 13,759,000 | 21,778,000 | 29,452,000 |
| Income tax | 2,146,000 | 4,399,000 | 7,051,000 | 9,614,000 |
| Net income | 4,446,000 | 9,360,000 | 14,727,000 | 19,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,127,000 | 166,925,000 | 170,352,000 | 173,395,000 |
| Total capital | 176,371,000 | 179,811,000 | 183,829,000 | 187,467,000 |
| Risk-weighted assets | 977,027,000 | 1,028,246,000 | 1,076,263,000 | 1,124,594,000 |