Call reports 2014
FIRST BANK AND TRUST COMPANY, THE — 2014
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,353,720,000 | 1,364,889,000 | 1,332,526,000 | 1,389,052,000 |
| Total loans | 1,022,879,000 | 1,046,313,000 | 1,062,382,000 | 1,083,857,000 |
| Allowance for loan losses | 15,373,000 | 14,982,000 | 15,351,000 | 14,966,000 |
| Securities available for sale | 59,970,000 | 62,785,000 | 62,249,000 | 56,766,000 |
| Securities held to maturity | 15,585,000 | 15,424,000 | 15,241,000 | 15,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,151,289,000 | 1,161,604,000 | 1,127,857,000 | 1,184,600,000 |
| Interest-bearing deposits | 935,359,000 | 926,245,000 | 895,868,000 | 936,571,000 |
| Noninterest-bearing deposits | 215,930,000 | 235,359,000 | 231,989,000 | 248,029,000 |
| Equity capital | 152,522,000 | 156,412,000 | 159,564,000 | 161,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,374,000 | 27,161,000 | 40,901,000 | 54,802,000 |
| Interest expense | 1,538,000 | 3,038,000 | 4,481,000 | 5,890,000 |
| Net interest income | 11,836,000 | 24,123,000 | 36,420,000 | 48,912,000 |
| Noninterest income | 3,026,000 | 7,407,000 | 10,782,000 | 13,699,000 |
| Noninterest expense | 8,071,000 | 16,019,000 | 24,179,000 | 32,345,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,126,000 | 2,831,000 |
| Pretax income | 6,041,000 | 14,011,000 | 20,896,000 | 27,434,000 |
| Income tax | 1,908,000 | 4,607,000 | 6,803,000 | 8,725,000 |
| Net income | 4,133,000 | 9,404,000 | 14,093,000 | 18,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,626,000 | 155,454,000 | 158,657,000 | 160,731,000 |
| Total capital | 163,338,000 | 167,421,000 | 170,731,000 | 173,011,000 |
| Risk-weighted assets | 933,309,000 | 954,336,000 | 962,716,000 | 979,576,000 |