Call reports 2013
FIRST BANK AND TRUST COMPANY, THE — 2013
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,275,987,000 | 1,285,711,000 | 1,286,229,000 | 1,337,033,000 |
| Total loans | 932,828,000 | 948,517,000 | 974,841,000 | 1,009,352,000 |
| Allowance for loan losses | 17,380,000 | 16,108,000 | 16,601,000 | 16,024,000 |
| Securities available for sale | 48,326,000 | 55,177,000 | 58,183,000 | 63,798,000 |
| Securities held to maturity | 16,846,000 | 16,681,000 | 16,522,000 | 15,749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,113,536,000 | 1,117,860,000 | 1,086,053,000 | 1,137,977,000 |
| Interest-bearing deposits | 907,797,000 | 914,305,000 | 872,930,000 | 932,912,000 |
| Noninterest-bearing deposits | 205,739,000 | 203,555,000 | 213,123,000 | 205,065,000 |
| Equity capital | 141,641,000 | 143,544,000 | 146,370,000 | 148,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,109,000 | 26,101,000 | 39,593,000 | 53,193,000 |
| Interest expense | 1,601,000 | 3,157,000 | 4,742,000 | 6,336,000 |
| Net interest income | 11,508,000 | 22,944,000 | 34,851,000 | 46,857,000 |
| Noninterest income | 4,735,000 | 8,374,000 | 11,794,000 | 15,069,000 |
| Noninterest expense | 7,897,000 | 16,110,000 | 24,023,000 | 31,489,000 |
| Provision for loan losses | 1,500,000 | 3,008,000 | 4,098,000 | 4,798,000 |
| Pretax income | 6,846,000 | 12,201,000 | 18,524,000 | 25,639,000 |
| Income tax | 2,169,000 | 3,703,000 | 5,726,000 | 7,918,000 |
| Net income | 4,677,000 | 8,498,000 | 12,798,000 | 17,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,368,000 | 142,820,000 | 145,525,000 | 147,812,000 |
| Total capital | 150,808,000 | 153,646,000 | 156,760,000 | 159,465,000 |
| Risk-weighted assets | 828,280,000 | 860,867,000 | 893,464,000 | 927,923,000 |