Call reports 2012
FIRST BANK AND TRUST COMPANY, THE — 2012
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,243,005,000 | 1,228,744,000 | 1,243,644,000 | 1,276,136,000 |
| Total loans | 925,519,000 | 921,280,000 | 917,879,000 | 931,058,000 |
| Allowance for loan losses | 18,691,000 | 17,012,000 | 16,593,000 | 16,450,000 |
| Securities available for sale | 43,093,000 | 47,133,000 | 50,673,000 | 48,944,000 |
| Securities held to maturity | 10,472,000 | 10,472,000 | 10,212,000 | 20,865,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,095,590,000 | 1,079,311,000 | 1,092,255,000 | 1,124,718,000 |
| Interest-bearing deposits | 907,333,000 | 895,108,000 | 895,601,000 | 920,499,000 |
| Noninterest-bearing deposits | 188,257,000 | 184,203,000 | 196,653,000 | 204,219,000 |
| Equity capital | 127,600,000 | 131,502,000 | 134,710,000 | 136,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,860,000 | 27,329,000 | 40,715,000 | 53,904,000 |
| Interest expense | 2,215,000 | 4,244,000 | 6,156,000 | 7,921,000 |
| Net interest income | 11,645,000 | 23,085,000 | 34,559,000 | 45,983,000 |
| Noninterest income | 3,068,000 | 7,128,000 | 10,923,000 | 14,460,000 |
| Noninterest expense | 7,417,000 | 14,897,000 | 22,605,000 | 30,322,000 |
| Provision for loan losses | 1,219,000 | 2,419,000 | 3,946,000 | 5,254,000 |
| Pretax income | 6,077,000 | 12,897,000 | 18,931,000 | 24,869,000 |
| Income tax | 1,877,000 | 4,100,000 | 6,268,000 | 8,180,000 |
| Net income | 4,200,000 | 8,797,000 | 12,663,000 | 16,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,306,000 | 130,197,000 | 133,363,000 | 135,653,000 |
| Total capital | 136,439,000 | 140,276,000 | 143,484,000 | 146,114,000 |
| Risk-weighted assets | 802,072,000 | 798,955,000 | 803,229,000 | 830,938,000 |