Call reports 2011
FIRST BANK AND TRUST COMPANY, THE — 2011
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,193,029,000 | 1,183,516,000 | 1,195,612,000 | 1,246,957,000 |
| Total loans | 952,894,000 | 959,165,000 | 946,990,000 | 923,660,000 |
| Allowance for loan losses | 19,542,000 | 20,985,000 | 21,680,000 | 18,117,000 |
| Securities available for sale | 33,660,000 | 31,087,000 | 25,676,000 | 39,651,000 |
| Securities held to maturity | 11,708,000 | 11,708,000 | 11,458,000 | 11,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,034,073,000 | 1,029,522,000 | 1,053,637,000 | 1,102,907,000 |
| Interest-bearing deposits | 864,635,000 | 845,372,000 | 866,912,000 | 913,909,000 |
| Noninterest-bearing deposits | 169,438,000 | 184,150,000 | 186,725,000 | 188,998,000 |
| Equity capital | 110,888,000 | 116,997,000 | 120,756,000 | 124,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,169,000 | 28,541,000 | 42,971,000 | 57,193,000 |
| Interest expense | 2,696,000 | 5,177,000 | 7,527,000 | 9,831,000 |
| Net interest income | 11,473,000 | 23,364,000 | 35,444,000 | 47,362,000 |
| Noninterest income | 2,300,000 | 4,151,000 | 6,789,000 | 9,324,000 |
| Noninterest expense | 7,147,000 | 14,356,000 | 21,468,000 | 28,800,000 |
| Provision for loan losses | 2,289,000 | 4,346,000 | 6,401,000 | 6,925,000 |
| Pretax income | 4,337,000 | 8,813,000 | 14,364,000 | 20,961,000 |
| Income tax | 1,335,000 | 2,693,000 | 4,482,000 | 6,853,000 |
| Net income | 3,002,000 | 6,120,000 | 9,882,000 | 14,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,417,000 | 115,573,000 | 119,370,000 | 123,635,000 |
| Total capital | 120,126,000 | 126,193,000 | 129,788,000 | 133,733,000 |
| Risk-weighted assets | 848,421,000 | 839,226,000 | 822,154,000 | 799,850,000 |