Call reports 2009
FIRST BANK AND TRUST COMPANY, THE — 2009
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 999,175,000 | 1,026,819,000 | 1,079,987,000 | 1,130,091,000 |
| Total loans | 894,343,000 | 922,284,000 | 947,740,000 | 964,176,000 |
| Allowance for loan losses | 8,482,000 | 8,779,000 | 10,333,000 | 14,000,000 |
| Securities available for sale | 12,808,000 | 17,627,000 | 16,870,000 | 18,852,000 |
| Securities held to maturity | 14,900,000 | 14,180,000 | 13,930,000 | 13,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,610,000 | 849,057,000 | 899,782,000 | 946,065,000 |
| Interest-bearing deposits | 685,530,000 | 714,101,000 | 760,333,000 | 801,223,000 |
| Noninterest-bearing deposits | 138,080,000 | 134,956,000 | 139,449,000 | 144,842,000 |
| Equity capital | 93,385,000 | 97,185,000 | 98,649,000 | 100,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 13,461,000 | 27,389,000 | 41,881,000 | 56,597,000 |
| Interest expense | 4,612,000 | 9,011,000 | 13,403,000 | 17,817,000 |
| Net interest income | 8,849,000 | 18,378,000 | 28,478,000 | 38,780,000 |
| Noninterest income | 2,815,000 | 6,337,000 | 9,147,000 | 12,200,000 |
| Noninterest expense | 6,470,000 | 13,124,000 | 19,422,000 | 25,955,000 |
| Provision for loan losses | 370,000 | 948,000 | 2,794,000 | 6,617,000 |
| Pretax income | 4,825,000 | 10,646,000 | 15,412,000 | 18,411,000 |
| Income tax | 1,606,000 | 3,525,000 | 5,394,000 | 6,124,000 |
| Net income | 3,219,000 | 7,121,000 | 10,018,000 | 12,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,574,000 | 95,409,000 | 96,877,000 | 99,105,000 |
| Total capital | 100,056,000 | 104,188,000 | 107,210,000 | 110,332,000 |
| Risk-weighted assets | 827,524,000 | 847,843,000 | 872,861,000 | 895,368,000 |