Call reports 2008
FIRST BANK AND TRUST COMPANY, THE — 2008
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 943,226,000 | 958,552,000 | 971,873,000 | 998,546,000 |
| Total loans | 813,593,000 | 839,878,000 | 859,249,000 | 877,727,000 |
| Allowance for loan losses | 7,920,000 | 7,960,000 | 8,164,000 | 8,314,000 |
| Securities available for sale | 29,595,000 | 26,069,000 | 23,443,000 | 17,031,000 |
| Securities held to maturity | 15,870,000 | 15,840,000 | 15,570,000 | 15,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 779,777,000 | 764,961,000 | 798,702,000 | 822,569,000 |
| Interest-bearing deposits | 642,722,000 | 622,022,000 | 663,505,000 | 681,309,000 |
| Noninterest-bearing deposits | 137,055,000 | 142,939,000 | 135,197,000 | 141,260,000 |
| Equity capital | 83,572,000 | 86,428,000 | 88,191,000 | 91,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 14,904,000 | 28,854,000 | 42,874,000 | 56,669,000 |
| Interest expense | 6,406,000 | 11,982,000 | 17,436,000 | 22,642,000 |
| Net interest income | 8,498,000 | 16,872,000 | 25,438,000 | 34,027,000 |
| Noninterest income | 2,420,000 | 5,265,000 | 7,785,000 | 10,119,000 |
| Noninterest expense | 6,037,000 | 12,379,000 | 18,746,000 | 24,885,000 |
| Provision for loan losses | 177,000 | 282,000 | 540,000 | 732,000 |
| Pretax income | 4,712,000 | 9,484,000 | 13,945,000 | 18,538,000 |
| Income tax | 1,471,000 | 3,188,000 | 4,507,000 | 5,884,000 |
| Net income | 3,241,000 | 6,296,000 | 9,438,000 | 12,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,637,000 | 84,705,000 | 86,466,000 | 89,630,000 |
| Total capital | 89,557,000 | 92,665,000 | 94,630,000 | 97,944,000 |
| Risk-weighted assets | 792,668,000 | 804,493,000 | 807,981,000 | 820,071,000 |