Call reports 2007
FIRST BANK AND TRUST COMPANY, THE — 2007
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 865,958,000 | 887,004,000 | 904,732,000 | 937,313,000 |
| Total loans | 752,143,000 | 772,344,000 | 791,107,000 | 814,368,000 |
| Allowance for loan losses | 7,227,000 | 7,427,000 | 7,614,000 | 7,740,000 |
| Securities available for sale | 38,386,000 | 33,921,000 | 30,590,000 | 35,364,000 |
| Securities held to maturity | 16,830,000 | 16,810,000 | 16,520,000 | 16,490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,963,000 | 720,342,000 | 735,653,000 | 754,458,000 |
| Interest-bearing deposits | 581,776,000 | 598,188,000 | 606,749,000 | 617,428,000 |
| Noninterest-bearing deposits | 120,187,000 | 122,154,000 | 128,904,000 | 137,030,000 |
| Equity capital | 73,191,000 | 76,186,000 | 78,320,000 | 81,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,117,000 | 30,454,000 | 46,269,000 | 61,936,000 |
| Interest expense | 6,772,000 | 13,709,000 | 20,966,000 | 27,876,000 |
| Net interest income | 8,345,000 | 16,745,000 | 25,303,000 | 34,060,000 |
| Noninterest income | 2,325,000 | 4,673,000 | 7,003,000 | 9,390,000 |
| Noninterest expense | 5,862,000 | 11,752,000 | 17,562,000 | 23,569,000 |
| Provision for loan losses | 274,000 | 526,000 | 846,000 | 1,158,000 |
| Pretax income | 4,534,000 | 9,140,000 | 13,898,000 | 18,723,000 |
| Income tax | 1,541,000 | 2,923,000 | 4,385,000 | 6,055,000 |
| Net income | 2,993,000 | 6,217,000 | 9,513,000 | 12,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,450,000 | 74,586,000 | 76,606,000 | 79,625,000 |
| Total capital | 78,677,000 | 82,013,000 | 84,220,000 | 87,365,000 |
| Risk-weighted assets | 748,954,000 | 767,414,000 | 784,051,000 | 797,239,000 |