Call reports 2006
FIRST BANK AND TRUST COMPANY, THE — 2006
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 812,423,000 | 848,896,000 | 843,795,000 | 868,247,000 |
| Total loans | 670,929,000 | 722,239,000 | 728,745,000 | 745,278,000 |
| Allowance for loan losses | 6,341,000 | 6,617,000 | 6,924,000 | 7,030,000 |
| Securities available for sale | 37,212,000 | 35,327,000 | 35,738,000 | 43,223,000 |
| Securities held to maturity | 22,259,000 | 22,233,000 | 21,958,000 | 17,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,412,000 | 695,706,000 | 700,874,000 | 717,917,000 |
| Interest-bearing deposits | 556,879,000 | 574,904,000 | 587,427,000 | 597,711,000 |
| Noninterest-bearing deposits | 121,533,000 | 120,802,000 | 113,447,000 | 120,206,000 |
| Equity capital | 63,322,000 | 66,140,000 | 68,216,000 | 71,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,659,000 | 26,324,000 | 40,917,000 | 55,905,000 |
| Interest expense | 5,038,000 | 10,698,000 | 17,175,000 | 23,875,000 |
| Net interest income | 7,621,000 | 15,626,000 | 23,742,000 | 32,030,000 |
| Noninterest income | 2,124,000 | 4,274,000 | 6,446,000 | 8,685,000 |
| Noninterest expense | 5,141,000 | 10,435,000 | 15,811,000 | 21,208,000 |
| Provision for loan losses | 272,000 | 598,000 | 1,052,000 | 1,370,000 |
| Pretax income | 4,332,000 | 8,867,000 | 13,325,000 | 18,137,000 |
| Income tax | 1,331,000 | 2,868,000 | 4,254,000 | 5,820,000 |
| Net income | 3,001,000 | 5,999,000 | 9,071,000 | 12,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,759,000 | 64,710,000 | 66,527,000 | 69,751,000 |
| Total capital | 68,100,000 | 71,327,000 | 73,451,000 | 76,781,000 |
| Risk-weighted assets | 667,310,000 | 708,295,000 | 717,678,000 | 745,846,000 |