Call reports 2003
FIRST BANK AND TRUST COMPANY, THE — 2003
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 508,704,000 | 583,447,000 | 602,658,000 | 601,143,000 |
| Total loans | 370,254,000 | 418,425,000 | 426,787,000 | 444,336,000 |
| Allowance for loan losses | 3,908,000 | 5,275,000 | 5,303,000 | 5,217,000 |
| Securities available for sale | 27,307,000 | 46,364,000 | 62,303,000 | 73,807,000 |
| Securities held to maturity | 10,533,000 | 4,156,000 | 4,156,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 444,244,000 | 512,959,000 | 532,846,000 | 526,244,000 |
| Interest-bearing deposits | 373,656,000 | 426,872,000 | 437,587,000 | 430,093,000 |
| Noninterest-bearing deposits | 70,588,000 | 86,087,000 | 95,259,000 | 96,151,000 |
| Equity capital | 33,229,000 | 38,766,000 | 39,508,000 | 41,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,123,000 | 14,652,000 | 22,356,000 | 30,143,000 |
| Interest expense | 2,488,000 | 5,127,000 | 7,762,000 | 10,204,000 |
| Net interest income | 4,635,000 | 9,525,000 | 14,594,000 | 19,939,000 |
| Noninterest income | 1,218,000 | 2,525,000 | 4,032,000 | 5,103,000 |
| Noninterest expense | 3,268,000 | 6,905,000 | 10,783,000 | 14,517,000 |
| Provision for loan losses | 206,000 | 274,000 | 334,000 | 380,000 |
| Pretax income | 2,379,000 | 4,871,000 | 7,486,000 | 10,118,000 |
| Income tax | 692,000 | 1,482,000 | 2,311,000 | 3,264,000 |
| Net income | 1,687,000 | 3,389,000 | 5,175,000 | 6,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,617,000 | 35,671,000 | 36,855,000 | 38,718,000 |
| Total capital | 36,525,000 | 40,613,000 | 41,966,000 | 43,935,000 |
| Risk-weighted assets | 341,479,000 | 395,135,000 | 408,035,000 | 422,847,000 |