Call reports 2002
FIRST BANK AND TRUST COMPANY, THE — 2002
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 432,096,000 | 447,323,000 | 470,048,000 | 486,770,000 |
| Total loans | 337,723,000 | 350,177,000 | 358,716,000 | 364,600,000 |
| Allowance for loan losses | 3,391,000 | 3,503,000 | 3,649,000 | 3,795,000 |
| Securities available for sale | 26,830,000 | 26,251,000 | 24,578,000 | 23,007,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 12,152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,170,000 | 388,573,000 | 410,779,000 | 424,094,000 |
| Interest-bearing deposits | 312,791,000 | 326,031,000 | 342,702,000 | 358,346,000 |
| Noninterest-bearing deposits | 61,379,000 | 62,542,000 | 68,077,000 | 65,748,000 |
| Equity capital | 27,692,000 | 29,295,000 | 30,610,000 | 32,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,945,000 | 14,008,000 | 21,358,000 | 28,666,000 |
| Interest expense | 2,752,000 | 5,351,000 | 7,949,000 | 10,538,000 |
| Net interest income | 4,193,000 | 8,657,000 | 13,409,000 | 18,128,000 |
| Noninterest income | 795,000 | 1,705,000 | 2,526,000 | 3,509,000 |
| Noninterest expense | 2,771,000 | 5,881,000 | 8,941,000 | 12,078,000 |
| Provision for loan losses | 204,000 | 460,000 | 707,000 | 912,000 |
| Pretax income | 2,013,000 | 4,021,000 | 6,287,000 | 8,647,000 |
| Income tax | 642,000 | 1,302,000 | 2,006,000 | 2,750,000 |
| Net income | 1,371,000 | 2,719,000 | 4,281,000 | 5,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,700,000 | 29,047,000 | 30,146,000 | 31,667,000 |
| Total capital | 31,091,000 | 32,550,000 | 33,795,000 | 35,462,000 |
| Risk-weighted assets | 302,950,000 | 316,481,000 | 326,070,000 | 332,563,000 |