Call reports 2001
FIRST BANK AND TRUST COMPANY, THE — 2001
What FIRST BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 281,634,000 | 296,610,000 | 314,304,000 | 416,700,000 |
| Total loans | 237,421,000 | 250,300,000 | 254,729,000 | 328,017,000 |
| Allowance for loan losses | 2,366,000 | 2,459,000 | 2,541,000 | 3,264,000 |
| Securities available for sale | 17,616,000 | 21,468,000 | 23,049,000 | 22,694,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,632,000 | 263,287,000 | 276,171,000 | 358,625,000 |
| Interest-bearing deposits | 208,606,000 | 223,253,000 | 232,641,000 | 303,603,000 |
| Noninterest-bearing deposits | 39,026,000 | 40,034,000 | 43,530,000 | 55,022,000 |
| Equity capital | 19,472,000 | 20,135,000 | 20,295,000 | 26,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,729,000 | 11,487,000 | 17,288,000 | 28,865,000 |
| Interest expense | 2,902,000 | 5,811,000 | 8,645,000 | 14,180,000 |
| Net interest income | 2,827,000 | 5,676,000 | 8,643,000 | 14,685,000 |
| Noninterest income | 482,000 | 994,000 | 1,474,000 | 2,610,000 |
| Noninterest expense | 2,001,000 | 4,180,000 | 6,275,000 | 10,367,000 |
| Provision for loan losses | 117,000 | 226,000 | 356,000 | 746,000 |
| Pretax income | 1,191,000 | 2,306,000 | 3,528,000 | 6,327,000 |
| Income tax | 352,000 | 690,000 | 1,087,000 | 2,028,000 |
| Net income | 839,000 | 1,616,000 | 2,441,000 | 4,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,233,000 | 19,960,000 | 20,008,000 | 26,704,000 |
| Total capital | 21,838,000 | 22,419,000 | 22,549,000 | 29,968,000 |
| Risk-weighted assets | 206,605,000 | 218,608,000 | 225,753,000 | 288,116,000 |