Call reports 2025
MEADE COUNTY BANK, INC. — 2025
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 427,243,000 | 431,734,000 | 441,227,000 | 448,059,000 |
| Total loans | 354,087,000 | 358,221,000 | 371,950,000 | 377,571,000 |
| Allowance for loan losses | 1,092,000 | 1,111,000 | 1,164,000 | 1,190,000 |
| Securities available for sale | 41,199,000 | 40,396,000 | 40,817,000 | 40,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,278,000 | 361,885,000 | 368,927,000 | 376,542,000 |
| Interest-bearing deposits | 277,917,000 | 281,485,000 | 285,486,000 | 298,276,000 |
| Noninterest-bearing deposits | 80,361,000 | 80,400,000 | 83,441,000 | 78,266,000 |
| Equity capital | 30,621,000 | 31,548,000 | 33,565,000 | 34,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,817,000 | 11,830,000 | 18,009,000 | 24,500,000 |
| Interest expense | 2,627,000 | 5,238,000 | 7,849,000 | 10,596,000 |
| Net interest income | 3,190,000 | 6,592,000 | 10,160,000 | 13,904,000 |
| Noninterest income | 330,000 | 695,000 | 1,082,000 | 1,702,000 |
| Noninterest expense | 2,184,000 | 4,402,000 | 6,439,000 | 8,861,000 |
| Provision for loan losses | 80,000 | 105,000 | 160,000 | 198,000 |
| Pretax income | 1,256,000 | 2,780,000 | 4,643,000 | 6,545,000 |
| Income tax | 289,000 | 651,000 | 1,093,000 | 1,492,000 |
| Net income | 967,000 | 2,129,000 | 3,550,000 | 5,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,233,000 | 38,095,000 | 39,215,000 | 40,418,000 |
| Total capital | 38,364,000 | 39,245,000 | 40,419,000 | 41,649,000 |
| Risk-weighted assets | 305,317,000 | 309,597,000 | 319,910,000 | 321,352,000 |