Call reports 2024
MEADE COUNTY BANK, INC. — 2024
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 397,255,000 | 404,564,000 | 411,211,000 | 411,562,000 |
| Total loans | 318,970,000 | 325,679,000 | 336,358,000 | 341,938,000 |
| Allowance for loan losses | 990,000 | 999,000 | 1,023,000 | 1,027,000 |
| Securities available for sale | 43,496,000 | 42,465,000 | 43,556,000 | 41,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,719,000 | 337,037,000 | 341,234,000 | 343,686,000 |
| Interest-bearing deposits | 245,740,000 | 253,126,000 | 259,671,000 | 265,147,000 |
| Noninterest-bearing deposits | 83,979,000 | 83,911,000 | 81,563,000 | 78,539,000 |
| Equity capital | 27,899,000 | 27,725,000 | 30,088,000 | 29,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,988,000 | 10,256,000 | 15,776,000 | 21,455,000 |
| Interest expense | 2,505,000 | 5,135,000 | 7,844,000 | 10,503,000 |
| Net interest income | 2,483,000 | 5,121,000 | 7,932,000 | 10,952,000 |
| Noninterest income | 325,000 | 656,000 | 1,013,000 | 1,423,000 |
| Noninterest expense | 1,743,000 | 3,822,000 | 5,822,000 | 7,898,000 |
| Provision for loan losses | 0 | 25,000 | 52,000 | 80,000 |
| Pretax income | 1,065,000 | 1,930,000 | 3,071,000 | 4,397,000 |
| Income tax | 241,000 | 433,000 | 699,000 | 952,000 |
| Net income | 824,000 | 1,497,000 | 2,372,000 | 3,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,610,000 | 34,682,000 | 35,804,000 | 36,576,000 |
| Total capital | 35,640,000 | 35,721,000 | 36,867,000 | 37,643,000 |
| Risk-weighted assets | 285,611,000 | 285,673,000 | 296,240,000 | 297,359,000 |