Call reports 2023
MEADE COUNTY BANK, INC. — 2023
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 356,823,000 | 363,010,000 | 374,151,000 | 382,470,000 |
| Total loans | 283,146,000 | 294,479,000 | 305,593,000 | 310,470,000 |
| Allowance for loan losses | 920,000 | 956,000 | 1,000,000 | 988,000 |
| Securities available for sale | 47,189,000 | 45,347,000 | 42,171,000 | 45,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,363,000 | 290,349,000 | 296,632,000 | 316,730,000 |
| Interest-bearing deposits | 194,287,000 | 206,024,000 | 208,516,000 | 232,788,000 |
| Noninterest-bearing deposits | 85,076,000 | 84,325,000 | 88,116,000 | 83,942,000 |
| Equity capital | 26,047,000 | 25,356,000 | 24,577,000 | 27,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,775,000 | 7,865,000 | 12,264,000 | 16,999,000 |
| Interest expense | 1,425,000 | 3,081,000 | 5,129,000 | 7,341,000 |
| Net interest income | 2,350,000 | 4,784,000 | 7,135,000 | 9,658,000 |
| Noninterest income | 392,000 | 710,000 | 1,737,000 | 2,059,000 |
| Noninterest expense | 1,564,000 | 3,380,000 | 5,264,000 | 7,281,000 |
| Provision for loan losses | -11,000 | 30,000 | 76,000 | 75,000 |
| Pretax income | 1,143,000 | 2,085,000 | 3,534,000 | 4,577,000 |
| Income tax | 271,000 | 484,000 | 824,000 | 994,000 |
| Net income | 872,000 | 1,601,000 | 2,710,000 | 3,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,274,000 | 32,403,000 | 33,512,000 | 34,085,000 |
| Total capital | 33,240,000 | 33,399,000 | 34,551,000 | 35,113,000 |
| Risk-weighted assets | 252,980,000 | 260,667,000 | 272,212,000 | 291,285,000 |