Call reports 2022
MEADE COUNTY BANK, INC. — 2022
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 289,022,000 | 313,090,000 | 327,493,000 | 343,097,000 |
| Total loans | 212,470,000 | 238,060,000 | 256,709,000 | 273,239,000 |
| Allowance for loan losses | 644,000 | 683,000 | 763,000 | 936,000 |
| Securities available for sale | 56,416,000 | 50,745,000 | 48,178,000 | 47,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,124,000 | 252,866,000 | 259,173,000 | 262,918,000 |
| Interest-bearing deposits | 167,785,000 | 172,216,000 | 176,076,000 | 182,328,000 |
| Noninterest-bearing deposits | 79,339,000 | 80,650,000 | 83,097,000 | 80,590,000 |
| Equity capital | 26,797,000 | 24,348,000 | 24,684,000 | 24,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,527,000 | 8,693,000 | 12,147,000 |
| Interest expense | 286,000 | 597,000 | 1,126,000 | 2,108,000 |
| Net interest income | 2,361,000 | 4,930,000 | 7,567,000 | 10,039,000 |
| Noninterest income | 263,000 | 548,000 | 824,000 | 1,082,000 |
| Noninterest expense | 1,414,000 | 3,011,000 | 4,473,000 | 6,237,000 |
| Provision for loan losses | 20,000 | 61,000 | 151,000 | 221,000 |
| Pretax income | 1,190,000 | 2,406,000 | 4,025,000 | 4,921,000 |
| Income tax | 274,000 | 546,000 | 939,000 | 1,126,000 |
| Net income | 916,000 | 1,860,000 | 3,086,000 | 3,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,805,000 | 30,449,000 | 31,375,000 | 31,702,000 |
| Total capital | 30,449,000 | 31,132,000 | 32,138,000 | 32,638,000 |
| Risk-weighted assets | 190,591,000 | 214,869,000 | 231,626,000 | 246,557,000 |