Call reports 2021
MEADE COUNTY BANK, INC. — 2021
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 268,974,000 | 269,881,000 | 280,026,000 | 288,987,000 |
| Total loans | 178,917,000 | 184,863,000 | 189,249,000 | 198,782,000 |
| Allowance for loan losses | 624,000 | 623,000 | 623,000 | 623,000 |
| Securities available for sale | 65,539,000 | 63,583,000 | 60,980,000 | 58,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,357,000 | 233,195,000 | 237,688,000 | 247,565,000 |
| Interest-bearing deposits | 157,983,000 | 160,653,000 | 161,211,000 | 169,765,000 |
| Noninterest-bearing deposits | 74,374,000 | 72,542,000 | 76,477,000 | 77,800,000 |
| Equity capital | 22,406,000 | 23,189,000 | 28,604,000 | 28,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 5,058,000 | 7,837,000 | 10,432,000 |
| Interest expense | 325,000 | 648,000 | 958,000 | 1,251,000 |
| Net interest income | 2,080,000 | 4,410,000 | 6,879,000 | 9,181,000 |
| Noninterest income | 213,000 | 445,000 | 695,000 | 980,000 |
| Noninterest expense | 1,294,000 | 2,697,000 | 4,069,000 | 5,546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 999,000 | 2,158,000 | 3,505,000 | 4,615,000 |
| Income tax | 230,000 | 498,000 | 945,000 | 1,088,000 |
| Net income | 769,000 | 1,660,000 | 2,560,000 | 3,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,503,000 | 23,094,000 | 28,522,000 | 29,189,000 |
| Total capital | 23,127,000 | 23,718,000 | 29,145,000 | 29,812,000 |
| Risk-weighted assets | 153,597,000 | 159,475,000 | 165,289,000 | 176,885,000 |