Call reports 2020
MEADE COUNTY BANK, INC. — 2020
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 239,622,000 | 252,535,000 | 252,742,000 | 249,720,000 |
| Total loans | 168,370,000 | 174,741,000 | 175,364,000 | 174,987,000 |
| Allowance for loan losses | 246,000 | 391,000 | 509,000 | 627,000 |
| Securities available for sale | 28,654,000 | 29,842,000 | 35,771,000 | 44,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,252,000 | 203,530,000 | 203,907,000 | 213,519,000 |
| Interest-bearing deposits | 140,501,000 | 145,941,000 | 145,732,000 | 148,707,000 |
| Noninterest-bearing deposits | 49,751,000 | 57,589,000 | 58,175,000 | 64,812,000 |
| Equity capital | 21,124,000 | 21,790,000 | 22,133,000 | 22,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,453,000 | 4,893,000 | 7,287,000 | 9,838,000 |
| Interest expense | 559,000 | 1,010,000 | 1,409,000 | 1,741,000 |
| Net interest income | 1,894,000 | 3,883,000 | 5,878,000 | 8,097,000 |
| Noninterest income | 199,000 | 397,000 | 670,000 | 881,000 |
| Noninterest expense | 1,148,000 | 2,570,000 | 3,883,000 | 5,399,000 |
| Provision for loan losses | 65,000 | 213,000 | 333,000 | 453,000 |
| Pretax income | 879,000 | 1,496,000 | 2,344,000 | 3,138,000 |
| Income tax | 176,000 | 302,000 | 467,000 | 618,000 |
| Net income | 703,000 | 1,194,000 | 1,877,000 | 2,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,119,000 | 21,308,000 | 21,691,000 | 21,734,000 |
| Total capital | 21,366,000 | 21,699,000 | 22,200,000 | 22,361,000 |
| Risk-weighted assets | 160,900,000 | 165,976,000 | 147,439,000 | 152,241,000 |