Call reports 2019
MEADE COUNTY BANK, INC. — 2019
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 207,506,000 | 210,312,000 | 212,767,000 | 212,081,000 |
| Total loans | 147,215,000 | 151,522,000 | 157,863,000 | 162,593,000 |
| Allowance for loan losses | 189,000 | 185,000 | 183,000 | 182,000 |
| Securities available for sale | 34,672,000 | 30,922,000 | 36,079,000 | 34,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,911,000 | 158,066,000 | 159,845,000 | 163,044,000 |
| Interest-bearing deposits | 110,925,000 | 115,850,000 | 115,873,000 | 118,638,000 |
| Noninterest-bearing deposits | 44,986,000 | 42,216,000 | 43,972,000 | 44,406,000 |
| Equity capital | 19,251,000 | 19,881,000 | 20,187,000 | 20,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,166,000 | 4,458,000 | 6,832,000 | 9,259,000 |
| Interest expense | 468,000 | 995,000 | 1,539,000 | 2,005,000 |
| Net interest income | 1,698,000 | 3,463,000 | 5,293,000 | 7,254,000 |
| Noninterest income | 183,000 | 390,000 | 599,000 | 824,000 |
| Noninterest expense | 1,327,000 | 2,524,000 | 3,851,000 | 5,131,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 554,000 | 1,329,000 | 2,040,000 | 2,946,000 |
| Income tax | 107,000 | 257,000 | 396,000 | 520,000 |
| Net income | 447,000 | 1,072,000 | 1,644,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,635,000 | 19,961,000 | 20,233,000 | 20,715,000 |
| Total capital | 19,824,000 | 20,146,000 | 20,416,000 | 20,897,000 |
| Risk-weighted assets | 145,750,000 | 148,896,000 | 155,192,000 | 157,700,000 |