Call reports 2016
MEADE COUNTY BANK, INC. — 2016
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 188,214,000 | 179,799,000 | 175,642,000 | 185,096,000 |
| Total loans | 95,764,000 | 97,209,000 | 97,655,000 | 101,345,000 |
| Allowance for loan losses | 219,000 | 218,000 | 214,000 | 216,000 |
| Securities available for sale | 69,992,000 | 68,614,000 | 66,339,000 | 62,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,379,000 | 141,646,000 | 137,402,000 | 135,362,000 |
| Interest-bearing deposits | 115,638,000 | 103,566,000 | 98,901,000 | 97,101,000 |
| Noninterest-bearing deposits | 39,741,000 | 38,080,000 | 38,501,000 | 38,261,000 |
| Equity capital | 17,683,000 | 18,161,000 | 18,245,000 | 17,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,624,000 | 3,265,000 | 4,937,000 | 6,599,000 |
| Interest expense | 173,000 | 337,000 | 517,000 | 695,000 |
| Net interest income | 1,451,000 | 2,928,000 | 4,420,000 | 5,904,000 |
| Noninterest income | 172,000 | 351,000 | 546,000 | 744,000 |
| Noninterest expense | 996,000 | 1,997,000 | 3,053,000 | 4,034,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 627,000 | 1,271,000 | 1,900,000 | 2,601,000 |
| Income tax | 176,000 | 371,000 | 549,000 | 637,000 |
| Net income | 451,000 | 900,000 | 1,351,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,397,000 | 17,547,000 | 17,697,000 | 18,010,000 |
| Total capital | 17,616,000 | 17,765,000 | 17,911,000 | 18,226,000 |
| Risk-weighted assets | 89,853,000 | 91,988,000 | 92,619,000 | 104,511,000 |