Call reports 2015
MEADE COUNTY BANK, INC. — 2015
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,961,000 | 187,660,000 | 193,443,000 | 187,023,000 |
| Total loans | 90,820,000 | 93,701,000 | 94,180,000 | 95,872,000 |
| Allowance for loan losses | 213,000 | 212,000 | 210,000 | 206,000 |
| Securities available for sale | 67,931,000 | 73,480,000 | 75,284,000 | 73,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,575,000 | 153,945,000 | 159,434,000 | 152,725,000 |
| Interest-bearing deposits | 119,607,000 | 117,012,000 | 121,389,000 | 114,294,000 |
| Noninterest-bearing deposits | 37,968,000 | 36,933,000 | 38,045,000 | 38,431,000 |
| Equity capital | 16,357,000 | 16,156,000 | 16,521,000 | 17,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,101,000 | 4,739,000 | 6,407,000 |
| Interest expense | 174,000 | 363,000 | 549,000 | 732,000 |
| Net interest income | 1,327,000 | 2,738,000 | 4,190,000 | 5,675,000 |
| Noninterest income | 148,000 | 361,000 | 550,000 | 733,000 |
| Noninterest expense | 901,000 | 1,848,000 | 2,858,000 | 3,701,000 |
| Provision for loan losses | 0 | 0 | 19,000 | 30,000 |
| Pretax income | 689,000 | 1,365,000 | 1,975,000 | 2,789,000 |
| Income tax | 201,000 | 400,000 | 580,000 | 708,000 |
| Net income | 488,000 | 965,000 | 1,395,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,253,000 | 16,431,000 | 16,560,000 | 17,247,000 |
| Total capital | 16,466,000 | 16,643,000 | 16,770,000 | 17,453,000 |
| Risk-weighted assets | 83,075,000 | 90,367,000 | 90,188,000 | 92,147,000 |