Call reports 2014
MEADE COUNTY BANK, INC. — 2014
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 175,341,000 | 175,118,000 | 179,451,000 | 183,494,000 |
| Total loans | 86,108,000 | 88,586,000 | 90,010,000 | 89,884,000 |
| Allowance for loan losses | 220,000 | 216,000 | 212,000 | 215,000 |
| Securities available for sale | 55,990,000 | 61,270,000 | 64,875,000 | 69,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,956,000 | 149,423,000 | 153,412,000 | 152,515,000 |
| Interest-bearing deposits | 113,391,000 | 113,235,000 | 115,666,000 | 117,795,000 |
| Noninterest-bearing deposits | 36,565,000 | 36,188,000 | 37,746,000 | 34,720,000 |
| Equity capital | 14,541,000 | 15,064,000 | 15,331,000 | 15,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,497,000 | 3,053,000 | 4,620,000 | 6,206,000 |
| Interest expense | 150,000 | 302,000 | 455,000 | 630,000 |
| Net interest income | 1,347,000 | 2,751,000 | 4,165,000 | 5,576,000 |
| Noninterest income | 159,000 | 364,000 | 534,000 | 760,000 |
| Noninterest expense | 862,000 | 1,792,000 | 2,721,000 | 3,606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 644,000 | 1,322,000 | 1,975,000 | 2,727,000 |
| Income tax | 181,000 | 389,000 | 570,000 | 693,000 |
| Net income | 463,000 | 933,000 | 1,405,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,394,000 | 15,565,000 | 15,737,000 | 16,066,000 |
| Total capital | 15,614,000 | 15,781,000 | 15,949,000 | 16,281,000 |
| Risk-weighted assets | 76,024,000 | 78,950,000 | 80,683,000 | 82,823,000 |