Call reports 2013
MEADE COUNTY BANK, INC. — 2013
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 168,807,000 | 165,177,000 | 167,316,000 | 166,196,000 |
| Total loans | 80,116,000 | 82,431,000 | 83,304,000 | 85,653,000 |
| Allowance for loan losses | 223,000 | 220,000 | 218,000 | 227,000 |
| Securities available for sale | 27,756,000 | 51,785,000 | 55,071,000 | 56,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,399,000 | 144,723,000 | 142,354,000 | 141,575,000 |
| Interest-bearing deposits | 110,111,000 | 107,572,000 | 108,469,000 | 107,246,000 |
| Noninterest-bearing deposits | 37,288,000 | 37,151,000 | 33,885,000 | 34,329,000 |
| Equity capital | 14,893,000 | 14,136,000 | 13,562,000 | 13,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,556,000 | 4,002,000 | 5,519,000 |
| Interest expense | 118,000 | 252,000 | 389,000 | 546,000 |
| Net interest income | 1,070,000 | 2,304,000 | 3,613,000 | 4,973,000 |
| Noninterest income | 170,000 | 375,000 | 586,000 | 816,000 |
| Noninterest expense | 801,000 | 1,667,000 | 2,552,000 | 3,414,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 439,000 | 1,012,000 | 1,645,000 | 2,358,000 |
| Income tax | 137,000 | 306,000 | 483,000 | 707,000 |
| Net income | 302,000 | 706,000 | 1,162,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,783,000 | 14,887,000 | 15,042,000 | 15,232,000 |
| Total capital | 15,006,000 | 15,107,000 | 15,260,000 | 15,459,000 |
| Risk-weighted assets | 72,338,000 | 74,670,000 | 74,390,000 | 76,681,000 |