Call reports 2012
MEADE COUNTY BANK, INC. — 2012
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,906,000 | 152,313,000 | 155,665,000 | 151,670,000 |
| Total loans | 80,455,000 | 81,300,000 | 81,659,000 | 80,567,000 |
| Allowance for loan losses | 234,000 | 234,000 | 232,000 | 219,000 |
| Securities available for sale | 43,344,000 | 42,993,000 | 39,417,000 | 38,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,450,000 | 135,855,000 | 139,117,000 | 135,519,000 |
| Interest-bearing deposits | 105,866,000 | 101,180,000 | 103,144,000 | 102,304,000 |
| Noninterest-bearing deposits | 35,584,000 | 34,675,000 | 35,973,000 | 33,215,000 |
| Equity capital | 14,500,000 | 14,631,000 | 14,623,000 | 14,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 2,980,000 | 4,387,000 | 5,690,000 |
| Interest expense | 244,000 | 476,000 | 666,000 | 809,000 |
| Net interest income | 1,281,000 | 2,504,000 | 3,721,000 | 4,881,000 |
| Noninterest income | 183,000 | 445,000 | 654,000 | 892,000 |
| Noninterest expense | 850,000 | 1,710,000 | 2,554,000 | 3,363,000 |
| Provision for loan losses | 1,000 | 13,000 | 13,000 | 13,000 |
| Pretax income | 613,000 | 1,226,000 | 1,808,000 | 2,397,000 |
| Income tax | 196,000 | 402,000 | 577,000 | 732,000 |
| Net income | 417,000 | 824,000 | 1,231,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,433,000 | 14,540,000 | 14,647,000 | 14,781,000 |
| Total capital | 14,667,000 | 14,774,000 | 14,879,000 | 15,000,000 |
| Risk-weighted assets | 68,414,000 | 68,497,000 | 69,149,000 | 68,360,000 |