Call reports 2011
MEADE COUNTY BANK, INC. — 2011
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,487,000 | 144,817,000 | 147,764,000 | 148,765,000 |
| Total loans | 83,768,000 | 84,185,000 | 83,513,000 | 82,772,000 |
| Allowance for loan losses | 211,000 | 212,000 | 212,000 | 236,000 |
| Securities available for sale | 31,617,000 | 34,612,000 | 40,073,000 | 40,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,637,000 | 128,962,000 | 131,816,000 | 133,381,000 |
| Interest-bearing deposits | 97,229,000 | 96,697,000 | 99,590,000 | 102,120,000 |
| Noninterest-bearing deposits | 32,408,000 | 32,265,000 | 32,226,000 | 31,261,000 |
| Equity capital | 13,843,000 | 14,120,000 | 14,219,000 | 14,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,293,000 | 5,030,000 | 6,656,000 |
| Interest expense | 288,000 | 554,000 | 810,000 | 1,065,000 |
| Net interest income | 1,287,000 | 2,739,000 | 4,220,000 | 5,591,000 |
| Noninterest income | 190,000 | 392,000 | 595,000 | 845,000 |
| Noninterest expense | 824,000 | 1,635,000 | 2,549,000 | 3,386,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 56,000 |
| Pretax income | 633,000 | 1,476,000 | 2,236,000 | 2,994,000 |
| Income tax | 202,000 | 477,000 | 724,000 | 971,000 |
| Net income | 431,000 | 999,000 | 1,512,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,624,000 | 13,892,000 | 14,105,000 | 14,316,000 |
| Total capital | 13,835,000 | 14,104,000 | 14,317,000 | 14,552,000 |
| Risk-weighted assets | 67,464,000 | 66,929,000 | 66,751,000 | 67,081,000 |