Call reports 2010
MEADE COUNTY BANK, INC. — 2010
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,975,000 | 129,235,000 | 133,270,000 | 135,966,000 |
| Total loans | 83,670,000 | 82,561,000 | 83,581,000 | 86,242,000 |
| Allowance for loan losses | 152,000 | 252,000 | 202,000 | 202,000 |
| Securities available for sale | 28,043,000 | 30,832,000 | 31,307,000 | 31,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,793,000 | 113,007,000 | 116,950,000 | 120,191,000 |
| Interest-bearing deposits | 84,519,000 | 84,603,000 | 86,672,000 | 90,516,000 |
| Noninterest-bearing deposits | 32,274,000 | 28,404,000 | 30,278,000 | 29,675,000 |
| Equity capital | 13,039,000 | 13,318,000 | 13,549,000 | 13,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,298,000 | 4,988,000 | 6,592,000 |
| Interest expense | 277,000 | 560,000 | 849,000 | 1,148,000 |
| Net interest income | 1,337,000 | 2,738,000 | 4,139,000 | 5,444,000 |
| Noninterest income | 163,000 | 361,000 | 564,000 | 785,000 |
| Noninterest expense | 732,000 | 1,458,000 | 2,284,000 | 3,172,000 |
| Provision for loan losses | 52,000 | 152,000 | 172,000 | 172,000 |
| Pretax income | 716,000 | 1,489,000 | 2,247,000 | 2,885,000 |
| Income tax | 238,000 | 503,000 | 734,000 | 935,000 |
| Net income | 478,000 | 986,000 | 1,513,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,921,000 | 13,129,000 | 13,356,000 | 13,493,000 |
| Total capital | 13,073,000 | 13,381,000 | 13,558,000 | 13,695,000 |
| Risk-weighted assets | 66,360,000 | 64,320,000 | 64,894,000 | 67,222,000 |