Call reports 2009
MEADE COUNTY BANK, INC. — 2009
What MEADE COUNTY BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,124,000 | 124,589,000 | 123,573,000 | 123,386,000 |
| Total loans | 82,769,000 | 82,815,000 | 83,380,000 | 83,675,000 |
| Allowance for loan losses | 157,000 | 154,000 | 138,000 | 159,000 |
| Securities available for sale | 27,395,000 | 24,722,000 | 24,343,000 | 24,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,682,000 | 105,177,000 | 107,109,000 | 107,426,000 |
| Interest-bearing deposits | 78,926,000 | 76,610,000 | 78,454,000 | 78,823,000 |
| Noninterest-bearing deposits | 27,756,000 | 28,567,000 | 28,655,000 | 28,603,000 |
| Equity capital | 12,050,000 | 12,371,000 | 12,608,000 | 12,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,424,000 | 4,995,000 | 6,685,000 |
| Interest expense | 416,000 | 785,000 | 1,102,000 | 1,392,000 |
| Net interest income | 1,311,000 | 2,639,000 | 3,893,000 | 5,293,000 |
| Noninterest income | 150,000 | 332,000 | 501,000 | 703,000 |
| Noninterest expense | 718,000 | 1,391,000 | 2,084,000 | 2,859,000 |
| Provision for loan losses | 0 | 0 | 0 | 160,000 |
| Pretax income | 743,000 | 1,580,000 | 2,310,000 | 2,977,000 |
| Income tax | 232,000 | 521,000 | 775,000 | 995,000 |
| Net income | 511,000 | 1,059,000 | 1,535,000 | 1,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,022,000 | 12,320,000 | 12,546,000 | 12,743,000 |
| Total capital | 12,179,000 | 12,475,000 | 12,684,000 | 12,902,000 |
| Risk-weighted assets | 66,460,000 | 66,285,000 | 65,618,000 | 65,821,000 |